Third-Party Payments

Pay overseas contractors, settle invoices, or send money across borders. Fast, low-cost, and payable straight from your wallet or Blacksheep balance.

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Why Businesses Switch

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Slow Bank Wires

SWIFT takes 2-5 business days. Your suppliers shouldn't have to wait.

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Hidden FX Costs

Bank spreads of 2-5% add up fast on regular international payments.

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Multiple Steps

Swap, withdraw, transfer. Traditional crypto payments take too many steps.

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Intermediary Fees

Correspondent banks deduct fees along the way with no warning.

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Access Issues

Legal businesses blocked from payments based on industry, not behaviour.

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No Visibility

Payments disappear into the banking network with no way to track them.

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How Blacksheep Solves It

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Same-Day Settlement

AUD via PayID settles same-day. Stablecoin transfers arrive in minutes.

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Pay to Bank or Wallet

Send to AU or US bank accounts, or directly to any self-custody wallet.

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One-Step Payments

Add a recipient, choose how to fund, confirm. No swapping and withdrawing separately.

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Cross-Currency

Convert AUD to USD (or back) and pay out in a single transaction.

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Transparent Fees

From 0.5% + $1. No hidden spreads. See our Pricing page for details.

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No Intermediary Custody

Your recipient gets paid directly. Funds are never held in pooled balances.

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How it works

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Select Your Account

Choose the account or wallet you want to send from.

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Choose Your Currencies

Select the currency you want to pay with, and the currency your recipient will receive.

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Select Your Recipient

Choose your third party and their associated bank account or wallet to receive the payment.

Frequently Asked Questions

Who can I pay?

Anyone with an Australian or US bank account, or a self-custody wallet on a supported network. The recipient does not need a Blacksheep account.

What currencies can I send?

AUD, USD, USDC, or USDT. Cross-currency conversions happen automatically in a single transaction.

How fast do payments arrive?

AUD via PayID settles same-day. USD via ACH is same-day to next-day. Stablecoin transfers settle in minutes.

What are the fees?

From 0.5% + $1 for AUD and USD ACH. Network fees apply for on-chain transfers. See our Pricing page for full details.

Do I need a business account?

No. Third-party payments are available to both individual and business accounts. KYC or KYB verification is required.

Begin Your Journey with Blacksheep

Join the community of Australian investors using Blacksheep today

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